Our Services

Comprehensive Insurance Solutions for All Your Needs

Best Services

Confronted by a bewildering number of emerging insurance benefits and sometimes variations in products and/or premiums rates, the wise buyer will look to an Independent Insurance Advisor for expert advice. Towards this end, Kisima employs its specialised expertise in the following areas.

Medical Insurance

Corporate & Individual Medical Insurance

Our collaborative healthcare insurance & consulting practice connects risk management with benefits. We liaise with our various insurers for the most comprehensive packages with zero gaps. We always value highly personalized service & attention.

Employee Benefits

Employee Benefits Insurance

Our employee benefits brokerage services can help you secure the right benefits solutions at the right price. With access to smarter health benefits, we help reduce your risk profile & claims to generate further savings.

Group Life

Group Life Insurance

A protection against loss of income resulting if the insured passed away. The beneficiary receives the proceeds thus safeguarded from financial impact of the death or disability of the insured.

Pension

Pensions Administration

A retirement plan to provide individuals with income during retirement when they are no longer earning a steady income from employment. We ensure proper placement with the leading providers noting the guaranteed income, age of the client and access to beneficial packages during retirement.

Additional Insurance Services

Motor Insurance

We help you ensure that your company motor vehicles are covered in case of any accidents. This type of insurance protects insured against financial loss in the event that the motor vehicle is involved in an accident, burnt or stolen.

Fire and Related Perils

It is designed to cover loss/damage to Buildings, Furniture, Fixture & Fittings, Electric Installations etc. due to Fire or Acts of God perils.

Marine

We protect you against loss caused to cargo while in transit between any two points either by sea, air, rail, or road. It's a transit risk policy which provides wide coverage for loss caused to cargo while in transit.

Engineering Insurance

We ensure that you are protected against forms of loss in equipment, materials & so forth as you execute your contract works. Offers protection against a variety of risks associated with machinery, plant or equipment during erection, resting or working conditions.

Overseas Travel Insurance

Our Travel Insurance covers persons who travel abroad from time to time and wish to insure themselves against accidents & loss or damage to their properties in the course of travel.

Bonds and Guarantees

Here we ensure that the buyer is provided with insurance of sorts should there be a failure by the seller to meet their contractual obligations.

Claim Process

An insurance contract gyrates on a promise and Claims processing & settlement is the most important aspect of such contracts. When a claim materializes, Kisima works hand in hand with the Insured & Insurer.

1

Report the Claim

Report the claim to the Insurance Company within the required time frame to ensure prompt processing.

2

Document the Claim

Document the claim accordingly by facilitating provision of material facts related to the claim.

3

Assess Coverage

Advice the Insured on whether the loss is covered and if admissible based on the Policy Documents.

4

Coordinate Investigation

Contact and ensure the Loss Adjuster/Assessor/Investigator receive full cooperation from all the concerned parties.

5

Handle Legal Procedures

In respect of Legal Liability claims, we ensure prompt attention is accorded to the Legal procedures for instance, summons to appear in court.

6

Risk Reduction Advice

Where losses were/are a result of uninsured perils, we advise the Insured on the best forms of risk reduction and negotiate for ex-gratia settlement.

Ready to Get Started?

Contact us today to discuss your insurance needs and let us help you find the perfect coverage for your business or personal requirements.

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